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Private Pensions And Public Policies,New Robison Applicationoriented Coverage In A VeryThe Private Pension System, Together With Social Security, Has Provided Millions Of Americans With Income Security In Retirement. But Over The Past Thirty Years, Pension Coverage Has Stagnated, Leaving Behind Some Vulnerable Groups. Defined Contribution Plans Have Exposed Workers To Greater Investment Risk, While Cash Balance And Other Hybrid Plans May Have Adverse Effects On Older Workers Caught In The Transition. Pension Regulations, Infamous For